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Guides & Insights

Personal Injury Terms in Plain English and Spanish

Legal terms can hide decisions that affect your case. Use these explanations to ask clearer questions, and use the language switch to compare the Spanish version.

Liability · Responsabilidad

Legal responsibility for an injury or loss. A disputed claim requires examination of duties, conduct, causation, and the available evidence.

Damages · Daños y perjuicios

The losses for which compensation is sought. Medical expenses, lost income, and effects on daily life may raise different proof questions; a bill alone does not establish what a case is worth.

Contingent attorney’s fee · Honorarios contingentes

A fee tied to a recovery under a written agreement. Case expenses are a separate subject. Read how the agreement addresses expenses and what happens if there is no recovery.

Settlement and release · Acuerdo y liberación

A settlement resolves specified claims. A release records the rights being given up. Review who is released, which claims are included, and any remaining obligations before signing.

Statute of limitations · Plazo de prescripción

A legal time limit for starting an action. The applicable period and when it begins depend on the claim and governing law. Negotiation does not itself file a lawsuit.

Demand and lawsuit · Reclamación y demanda judicial

A settlement demand asks for a resolution. A lawsuit begins a court proceeding. Sending a demand letter is not the same as filing a complaint.

Discovery and deposition · Intercambio de pruebas y declaración oral bajo juramento

Discovery is the formal process for obtaining information in litigation. A deposition is testimony under oath taken outside the courtroom. Preparation and truthful, precise answers matter.

Insurance limit and deductible · Límite y deducible

A limit caps a particular coverage subject to its terms. A deductible is an amount allocated to the insured under the policy. Neither term answers all questions about coverage, fault, or case value.

PIP and UM/UIM · PIP y UM/UIM

PIP means personal injury protection. UM/UIM refers to uninsured or underinsured motorist coverage. They address different insurance questions. Check the policy and the separate guides before assuming either coverage applies.

Evidence and expert witness · Pruebas y perito

Evidence is information offered to establish a fact. An expert witness offers specialized opinions subject to legal requirements. A useful opinion must address the issues and supporting facts; hiring an expert does not guarantee admissibility or success.

Ask for an explanation before deciding

If a document uses an unfamiliar term, ask what it means for your specific decision. This glossary simplifies concepts; the actual contract, court order, policy, and law control.

Primary sources

Florida injury questions and answers · How a case works

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General information, not legal advice. Reading this guide or submitting an inquiry does not create an attorney-client relationship or stop a deadline.

Clear fee policy

Free consultations. No fees or costs if there is no recovery.

Personal injury matters are handled on a contingency-fee basis. Attorney’s fees and reimbursement of advanced case costs are paid only from a recovery obtained through settlement or verdict, as provided in the written fee agreement.